(With N.K. Sanghi, R.P. Singh & V.C. Nadarajan)

Mobilizing Credit for Demonstration and Diffusion of Dryland Technology, A Case Study of CRIDA efforts in linking Credit with Technology in an integrated Watershed Development Project in Collaboration with IFFCO, SBI and State Government in Ranga-Reddy and Medak district, Andhra Pradesh, Part of NABARD sponsored study, 1988.