Students’, Scientists’ and Farmers’ point of view Download
Policy Prescriptions and Planners Reaction, September 1983, IIM Working Paper No.478, background paper for National Seminar organised by NABARD on authors research findings. Download
(With Manu Shroff) Rural Credit: How do the Poor see it?, Vikalpa, Vol.12,No.4, October, December, 1987 Download
Issues for the Nineties. IIM, Ahmedabad. W.P. No.886, 1990. p.47, National Seminar on Banking, IDS Jaipur. Published in Rural Credit: Issues for the Nineties (Ed.Surjeet Singh, IDS, Jaipur), Oxford & IBH Publishing Co.Pvt.Ltd., 1991, pp.50 –...
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